Looking for a mortgage in the Netherlands as an expat? Check your possibilities.

There are various providers who set different conditions for an expat mortgage. We compare them for you. Request a free telephone calculation of your mortgage options performed by an (external) mortgage specialist. We respect your privacy.

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Lots of personal contact

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What is your date of birth?

The year must contain 4 digits.

Gross monthly salary

Do you have a partner?

Yes

Do you have current credits (besides the mortgage)

Yes

Your zip code

Your house number

Streetname

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Name

Email address

Phone number

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Positive and friendly conversation

18-12-2025

Alfred

9.1

97% of our customers would recommend us

Monday I'm having an appointment with an advisor. Had a really nice conversation on the phone.

08-12-2025

Broekhuisen

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Closing a mortgage, this is how it works

A mortgage is a form of loan where the lender has more security because there is collateral involved. Mortgages are mostly used for the purchase of houses. If you are unable to repay the mortgage, the bank where you have taken out the mortgage will own your house. In other words, the bank where you took out the mortgage is the owner of the property until the mortgage is fully repaid. Because mortgages often involve high amounts of money, the term is often very long, for example 20 or 30 years.

When you close a mortgage you often have to pay a monthly amount to the bank consisting of the repayment and interest. If you repay some money, your outstanding debt decreases. For example, if you take out a mortgage of €250,000 and repay €1,000 in a month, your outstanding debt will be €249,000. You pay interest to the bank as compensation for the money you lent.

Which mortgage type is right for me?

There are various types of mortgages, each with its own advantages and disadvantages. The most common mortgage types are the annuity mortgage and the linear mortgage.

Which mortgage type suits you best depends on your current situation and future plans. Our affiliated advisors are happy to take the time to calculate your mortgage options, completely free of charge and without obligation! This way, you will know exactly where you stand and which mortgage type suits you best.

What are your possibilities?

There are a lot of mortgage lenders that set different conditions for taking out a mortgage. With us you will immediately receive a calculation by phone. After that we will bring you in contact with an independent mortgage advisor who can compare different offers for you. Completely free and without obligation!

Of course you will be able to choose if you want to be connected to a mortgage advisor in your area or whether you want to look for a good mortgage advisor on your own.

Hypotheek Connect takes your privacy very seriously and will process and use information about you (the data subject) in a secure manner. In this Privacy Statement, we explain which data we process and for what purpose. In addition, this Privacy Statement provides information on your rights concerning our processing of your personal data. We advise you to read this Privacy Statement carefully. For any questions, you can always contact [email protected].

Who is Hypotheek Connect?

Hypotheek Connect is a trade name of the private limited company Finance Prospects B.V., located at (7324 AE) Apeldoorn, Boogschutterstraat 1, registered in the trade register of the Chamber of Commerce under number 08196184.

Hypotheek Connect is the data controller responsible for processing your personal data by Hypotheek Connect.

How does Hypotheek Connect use your data?

Below is an overview of the purposes for which Hypotheek Connect processes personal data about you. It is indicated per purpose which data Hypotheek Connect uses, the legal basis for processing that data, and how long the data are retained by Hypotheek Connect. To keep it clear, we have grouped everything by type of data stream.

Service provision, customer management, and financial administration

Purpose:	Financial administration
Data:	Company name, Invoice address, Bank details (Bank name/IBAN/BIC), Outstanding balance
Legal basis:	Legal obligation
Retention period:	As long as necessary for this purpose

Purpose:	Provision of the service itself
Data:	Name, address, and contact details, Email address, File data, Financial data, Data necessary to provide the service, Data generated during the service
Legal basis:	Performance of a contract
Retention period:	up to 7 years

Purpose:	Handling complaints
Data:	Name, address, and contact details, Email address, File data, Financial data, Data necessary to provide the service, Data generated during the service
Legal basis:	Performance of a contract
Retention period:	up to 7 years

Purpose:	Invoice
Data:	Name, address, and contact details, Email address, File data, Financial data, Data necessary to provide the service, Data generated during the service
Legal basis:	Performance of a contract
Retention period:	up to 7 years

Purpose:	CRM
Data:	Name, Email address, Location, Phone number
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	up to 7 years

Purpose:	Application
Data:	Name, Email address, Location, Phone number
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	up to 7 years

Marketing


Data:	Name, Name, address, and contact details, Email address, Phone number, Click behavior, Surfing behavior
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Purpose:	Newsletter
Data:	Name, Name, address, and contact details, Email address, Phone number, Click behavior, Surfing behavior
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Purpose:	Retargeting
Data:	Name, Name, address, and contact details, Email address, Phone number, Click behavior, Surfing behavior
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Purpose:	Social media marketing
Data:	Name, Name, address, and contact details, Email address, Phone number, Click behavior, Surfing behavior
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Purpose:	Behavioural targeting
Data:	Name, Name, address, and contact details, Email address, Phone number, Click behavior, Surfing behavior
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Website

Purpose:	Website analytics
Data:	Surfing behavior, Location
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Purpose:	A/B testing
Data:	Surfing behavior, Location
Legal basis:	Legitimate interest
Related interest:	Commercial interest
Retention period:	As long as necessary for this purpose

Purpose:	Posting messages or reviews
Data:	Name, Address, Email address
Legal basis:	Performance of a contract
Retention period:	As long as necessary for this purpose

Purpose:	Chat function
Data:	Name, Address, Email address
Legal basis:	Performance of a contract
Retention period:	As long as necessary for this purpose

How do we obtain your personal data?

Hypotheek Connect has data about you because you have provided data to us, and because Hypotheek Connect has obtained data from other parties. These other parties are: other lead suppliers that Hypotheek Connect engages for the execution of the assignment provided to them by the consumer.

What are your rights?

Under the European General Data Protection Regulation, you have a number of rights concerning your data and their processing:

Access

You can always request to see your personal data. If you want to see the personal data recorded about you at Hypotheek Connect, you can make a request for access.

Amendment

If you wish to make changes to the personal data you have seen following an access request and which you cannot change yourself in your account, you can request this at Hypotheek Connect. You can ask Hypotheek Connect to change, correct, supplement, delete, or shield your data.

Restriction of processing

In addition, under certain conditions, you have the right to request Hypotheek Connect to limit the processing of your personal data.

Right to object

If certain processing is based on the "legitimate interest" of Hypotheek Connect or a third party, you have the right to object to that processing.

Data portability

You have the right to obtain your personal data from Hypotheek Connect. Hypotheek Connect will provide them in a structured and commonly used format that can be easily opened in other common digital systems. This way, you can also transfer your data to another provider.

Withdrawal of consent

In all cases where the basis for a particular data processing is your consent, you have the right to withdraw that consent. This has no consequences for the past, but it means that we may no longer process those data. It may be that Hypotheek Connect can no longer provide you with certain services as a result.

Response by Hypotheek Connect

A request can be sent to [email protected]. Hypotheek Connect will grant your request as soon as possible and in any case no later than one (1) month after Hypotheek Connect has received such a request. If Hypotheek Connect rejects your request, we will indicate why the request is rejected in our response.

Recipients of personal data

The data may be transferred to:
– Processors
– Parties involved in the performance or fulfillment of the services you desire following the order you have provided

It may be that Hypotheek Connect is required to provide your data to a third party, for example, due to a legal obligation.

What are cookies and how does Hypotheek Connect use them?

Cookies are small pieces (text) of information that are sent to your browser when you visit the website of Hypotheek Connect and are then stored on the hard drive or in the memory of your computer, tablet, mobile phone, or other device (hereinafter: "Device"). The cookies that are placed through the website of Hypotheek Connect cannot damage your Device or the files stored on it. When we talk about 'cookies', we mean not only these small pieces (text) of information but also similar techniques through which information is collected, such as device fingerprinting.

Can this Privacy Statement be amended?

This Privacy Statement may be amended. We therefore advise you to regularly review the Privacy Statement for any changes.

Where can you go with complaints and questions?

If you have any questions about this Privacy Statement and the way Hypotheek Connect uses your data, you can send an email to [email protected]. If you have a complaint about how Hypotheek Connect processes your data, you can also send an email to [email protected]. Additionally, you can always contact the competent national supervisory authority in the field of privacy protection. In the Netherlands, this is the Dutch Data Protection Authority.

Looking for a mortgage in the Netherlands as an expat? Check your possibilities.

There are various providers who set different conditions for an expat mortgage. We compare them for you. Request a free telephone calculation of your mortgage options performed by an (external) mortgage specialist. We respect your privacy.

Your mortgage calculation

Closing a mortgage, this is how it works

Which mortgage type is right for me?

What are your possibilities?

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